Web Designer Business Owner vs Nerd

Web Designer Business Owner vs Nerd

black_man_top_hatIn the United States, there are two different types of people, when you ask someone their opinion. There are those that actually own a business and then there are those that do not. This is the only major difference in the United States that matters. A business owner has a completely different perspective to things, that the casual person does not. The business owner has to answer to his clients. The business owner has to make sure that his product is nearly perfect. The business owner has to make sure that if his product leaves his hands, it will continue to perform as expected afterwards. A business owner cannot afford to create a product , that he guarantees, that falls apart.

This specifically applies to web design. I am a web designer. I have clients. I create web sites. I have to answer to clients. I cannot create a web site or web page, and have it completely break, a year later. This is opposed to a web design nerd. A web design nerd knows web design, but he doesn’t have to answer to anyone. He doesn’t create product. He doesn’t answer to clients. He doesn’t even care if in a years time, something he made breaks.

And, this is the big divide behind the new standard coming out in the HTML language.

For those of you not into web design, there is a new standard of HTML [ the programing language, web designers like me use to create web pages ] that is going to be the new standard, but in 2014.

Everyone is rushing to use the new HTML5 right NOW. But, when I go to a site that discusses the standardization process, they always talk about the “FEEDBACK” part. This part says that, after putting out a working set, designers, LIKE ME, can give them feedback and they will change it.

So the dilemma is, if I make a website today with current HTML5 settings, In a year, will the website be broken? Or do I just continue with HTML4 and make sure it is perfect. Why do I ask? Because HTML4 will still work in 2020. They are not going to build browsers that will ignore it.

Am I saying, I will never learn HTML5? No, not for a year at least. Other than stupid clients that have heard about HTML5 and requested it, who turned out to not be a client. Until all browsers support it and it is approved, I will not mess with HTML5.

The nerds can cheer about HTML5 all they want. They don’t have deadlines to meet, people to schmooze and products that have to be fail proof.

I find this is the great divide in our political system too. Those of us who make payroll  and know taxes, vs those of us who simply show up to work.


Charities Left Out in the cold in Cash for Clunkers Deal

Cash for Clunkers What is it?

I’ve mentioned before that the stock market it is a zero sum gain, I win at your expense, not a win win situation. In the cash for clunkers program the government is footing the bill for $2 billion. Now when I say the government is footing the bill, I mean US. But the cars that qualify for the trade in program are perfectly running cars; can’t be too old; can’t have bad emissions; can’t have great emissions; have to be paid off.

Now I thought on its face that those criteria were just awful. Why would a rational thinking American turn in a car and burden themselves with more debt? This is why were are in this mess to begin with. This is insanity. This makes me mad.

Not only does the cash for clunkers program make me mad, but now I’ve found out that these idiots fell for it hook line and sinker and the program is an “overwhelming success”. Idiocy is running rampant in America. They should have an intelligence quotient for people to call themselves American.

Now I am totally ballistic. I am so fuming mad I could spit.



Enter the Charities

In the stimulus package, that Barrack Obama signed into being, you’ll see how in that bill, charitable donation tax write offs were lowered. I don’t know how a peace loving, hippie acting, granola eating, president could completely shaft charities like that.

Regardless of what some idiots who stick their heads in the sand say, charities do benefit heavily due to people wanting a tax write off.

As if that weren’t enough, let’s take a look at the Cash for Clunker stimulus package, i.e. car industry bailout.

The cars being turned in for vouchers are the cars that previously would have been the exact cars donated for a tax deduction. Car donations were left completely out of the entire cash for clunkers program, even though both the Congress and Senate were told of the problem months and months before.

Apparently, charities are not a big enough lobbying group. [ I guess they didn’t “donate” $1 million like Goldman Sachs did… ooops did i say that ]

And, Obama is gloating over the plan, and hoping it will get renewed. So once again, this president is shafting them.

I just don’t get it.

I say donate your car. If you really need a new car so badly, you can get dealer incentives to buy upwards of $4,500 anyway. Give your old car over because I’m not liking to foot your stupid bill in this $2 billion car bailout, because that’s all it is anyway.

Don’t misunderstand me, I am not a desocialistacrat nor a repukeblican. Both are the same thing.

Bad Branding: Companies and People That Do it Wrong

Bad Branding

brand failSome companies are household names now. After years of marketing and research and advertisement, their company names became synonymous with the markets they were in. In this information age, this company name advertising has become known as branding. The beauty of branding is that once your successfully build a brand, the name itself will market for you.

But, I am not here to talk about the success stories of branding. I am here to talk about Bad Branding.

It is not enough to just name yourself or your company something and then just market the name to death. There is a straightforward, black or white side of branding.  Recently there have been a slew of bad brand names, which lead me to write this post.

Bad Brand Naming

This is more often in the tech industry than any other industry, probably because the tech industry is a young man’s sport. A lot of inexperienced young, would-be, entrepreneurs hit the ground running with tech companies or products. They slap a name on their company / product and away they go.

The bad thing is that the names they use work against them, rather than for them.

Motivation: Never Let Them See You Sweat

Don’t Sweat the Small Stuff

Never Let Them See You Sweat

You’ve seen it in movies and in any mall with poor people, they tell their sons that “big boys don’t cry.”  I would agree that big boys don’t cry, but my definition of a big boy is a 6,000 word vocabulary.  Once your kid has a 6,000 word vocabulary, more than likely he will stop crying on his own, because he can express nearly everything he wants, feels and needs in words you can understand and he can express.  For proper child development, one needs to not only feel one’s emotions, but have a full outpouring of it.  That’s how a boy becomes a man.

 It is more than likely, that if your child were to acquire an immense vocabulary, school would become boring and you would never have to worry about him making bad grades, getting into petty arguments with his siblings or generally getting into trouble.  His need to express himself with emotions would simply fade as his vocabulary expands.  But, how does this apply to adults, since adults, unlike children, do not learn 3,000 new words each year.  How does an adult master his emotions?

An adult has to consciously think about his emotions.  Don’t let them see you sweat means exactly that, being in control of oneself.  The first lesson any martial arts teacher teaches you, isn’t about throwing a punch, it is about taking the emotion out of a fight.  Why would you need to not have emotions in a fight?  Because emotions are erratic and can, in some cases, get you killed.  Mastering yourself means that you are also not erratic in business and, in some cases, getting killed.

Read any stock trading book and the first thing it (should) talks about is taking the emotion out of trading.  Once every trade is just receiving input, placing the order, seeing if the data lines up with the expectation, getting out if the expectation isn’t met or getting out once the expectation is met, then you can call yourself a real trader.  Emotional trading leads to things like going all-in in a poker game.

But there is more to mastering yourself than just for the sake of being a decent day trader.  Mastering your emotions should apply to your every day life, universally.  For instance take the government, you so unwittingly trust your life with, who is fleecing you, for the sake of its financial friends.  Most people who arrive at the realization do nothing for fear that they might lose “something.”  They have fear.  All the while, egregious erosions in personal. freedoms are signed away in such decrees as the Patriot Act.  Still noone reacts because they are still afraid, meanwhile their neighbors are being carted away into secret underground bunkers and held without so much as a phone call to an attorney.  If you master your emotions, you’d know to make that phone call to the right person to get that repealed, along with the rest of the ridiculous mess that pretends to be government “for” the people.

Don’t let them see you sweat means that you can get ahead in both life, and in business.  So many women blow of men, because they come across as lacking self assurance.  Mastering emotions means that you take out the emotional reaction that society has ingrained into your brain to feel that a pretty woman is something that is unattainable.  If you’ve mastered yourself, you understand that a pretty woman is something you would want to date, instead of wanting to shun.  She’s attractive, so she can attract guys.  That’s why she’s pretty.  The same goes for business.  So many people readily advise you that you cannot do business without first present this box inside of this box inside of this box.  In the meantime, those who are completely smashing the boxes and doing whatever the hell they want are forming fortune 500 companies as we speak.  Mastering yourself means that you take the advice from those with limited knowledge, but see it as limited knowledge and not interpolate it as scientific natural laws, the gospel according to Mark Faber.  The IRS tax code is 44,000 pages not because the washington insiders just had a spark of writing genius or were overly prolific.  It is that large because company XYZ tried to make sure company ABC didn’t benefit from the shenanigans XYZ did to get ahead and made sure it got in the code.

Finally don’t let them see you sweat affords you the opportunity to notice the other guy sweating.  Once you have mastered yourself, you can then turn the tables on your competition.  Got a person that always makes you feel sheepish in their presence, master your emotions and witness how they are actually putting on airs to hide their own shortcomings.  Does your father in-law give you a hard time all the time?  Master yourself and realize that he is overcompensating for the regret that is his own life.

How many times have you sat across from your opposition at a meeting and they have made bold statements like:

  • we’re your only option
  • you have no other choice
  • we could go somewhere else
  • this is the best deal you’re going to get

Really?  Instead of panicking and signing your life away or life savings, give that document a careful read through.  More than likely you’ll find out: how they’re screwing you; how many times they’re screwing you; and the 2 cents to call someone that doesn’t care.  Master your emotions instead and go shop around and you can come back to that conference table and tell them where to shove their offer.

So many people are put on the wrack at their own job.  The company does not want to pay good for good work.  Instead of lying down, come time for promotion, see it as a dedicated time for you to look for “options”.  If you go look around to other businesses to see what they can offer you, given that you’re already working and earning a salary, more than likely you’ll find a different company that would be willing to pay you adequately.  How valuable would that be when you walked into your yearly salary review?  Master your emotions and realize a job is simply for money.  You owe noone anything for paying you for your services.  If they do not pay you an equal or better amount than an offer you got (in writing of course), like a bad trade, walk away from that job and take the best offer.

Most often the rock star companies are rock stars because they pay their employees like rock stars and they produce rock star work.  Master your emotions and go get the best possible offer for your skills.  Or if you’re the one making the deals, master your emotions and shop for the best deal.  Who cares if the son of XYZ corp, it’s just business.  So many times people get emotional while doing business and someone else rides on your coat tails hoping your company will inadvertently help them.  You are responsible for your own bottom line.  Master your emotions and give that contract to that small business owner, because he came in with the best bid.

The country is going to hell in a hand-basket because some wise guys sold a bill of goods to congress and kept themselves nice and fat when they should have been thrown on the street like bums.  Congress did not master their emotions and fell for the biggest ponzi-scheme this side of the birth of baby Jesus.

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Wall Street Not Giving Up on a Bullish Market

Merger Action, Earnings Push Stocks Higher

By Chuck Mikolajczak NEW YORK (Reuters) – Stocks rose on Tuesday as solid earnings and a new flurry of merger action laid the foundation for a steady upward trend in the equities market that investors believe will continue.

U.S. stock indexes hit new highs after topping key technical resistance levels. The S&P 500 has rallied 6.1 percent to two-year highs this month and was up around 22.5 percent from closing lows this year.

Analysts said equity markets were also lifted as fund managers reallocated cash to equities from fixed income and reduced cash positions.

“The psychology has changed. With interest rates coming up, the bond market is telling you, you don’t want to be in bonds if the economy may be improving next year. So a lot of that money is starting to move into the stock market,” said Paul Mendelsohn, chief investment strategist at Windham Financial Services in Charlotte, Vermont.

“This is your Santa Claus rally. Everybody is coming in, you are clicking on all eight cylinders here.”

The Dow Jones industrial average (.DJI) gained 40.31 points, or 0.35 percent, to 11,518.44. The Standard & Poor’s 500 Index (.SPX) rose 5.26 points, or 0.42 percent, to 1,252.34. The Nasdaq Composite Index (.IXIC) advanced 12.65 points, or 0.48 percent, to 2,662.21.

Adobe Systems Inc (ADBE.O) jumped 4.6 percent to $30.53 after an upbeat forecast in contrast with a pessimistic outlook three months ago. For details, see [ID:nN20202319]

U.S. coal miner Massey Energy Co (MEE.N) rose 1.3 percent to $52.49 after the Wall Street Journal reported that rival Alpha Natural Resources Inc (ANR.N) offered to buy it. Alpha Natural climbed nearly 3 percent to $55.15.

Further supporting rising stock indexes were recent technical signals indicating the march upward could continue.

The S&P 500, which has gained in each of the last three weeks, broke through the 61.8 percent Fibonacci retracement of the 2007-2009 bear market slide earlier this month.

Technicians say the next stop is the 76.4 percent retracement at 1,362.

John Brady, senior vice president at MF Global in Chicago, expects the market to move either slowly sideways or higher as S&P 500 works off an overbought condition shown in the seven-day and nine-day Relative Strength Index (RSI).

“It’s a grind trade higher on not a whole lot of volume,” he said. “A trade between 1,250 and 1,230 (in the S&P 500) seems really well contained, and any profit-taking will probably be modest.”

The RSI provides a measure of higher closes to lower closes over a given trading period and is closely watched by traders.

In other individual movers, Martek Biosciences Corp (MATK.O) surged 35 percent to $31.54 after Dutch group DSM (DSMN.AS), the world’s largest vitamins maker, agreed to buy the maker of U.S. baby food ingredients.

Jabil Circuit Inc (JBL.N), the electronics manufacturer, advanced 10 percent to $19.38 a day after it reported better-than-expected quarterly profit and forecast a robust second quarter.

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CarMax Reports Quarterly Profits for 3Q

Summary Box: CarMax 3Q Net Income Up 10%

By The Associated Press – PROFITS UP: Used car dealership chain CarMax Inc. said its fiscal third-quarter net income rose more than 10 percent to $82.4 million, or 36 cents per share, in the three months that ended Nov. 30, up from $74.6 million, or 33 cents per share.

DOUBLE-DIGIT GAINS: Revenue rose 23 percent to $2.12 billion on strong used car sales and higher prices. Sales at stores open at least one year increased 16 percent during the quarter.

IT’S THE ECONOMY: Used car sales have been strong all year as buyers look to cut costs out of job security fears, and the demand has pushed prices to record levels.

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Labor Day and the Great Depression II

Don’t Shop on Labor Day

Office Closed for Labor Day

If you’ve been under a rock this past 50 years, the economy has been hijacked by businesses.  Now I know a few of you are saying, the economy IS businesses.  That is not true.  The economy is supposed to be private transactions between honest folks – consumption; the supplying of goods – distribution; and the manufacturing of goods, labor and services – production.  Everyone seems to think that consumption is the ONLY part of the 3 part equation to look at.

The Consumer

Since the 50’s the news, media and infotainment outlets have slowly, but surely changed economic reports from talking about the economy – consumption, production, distribution – to just about consumption.  In fact Americans have been slowly renamed, “the consumer”.  In fact we have been so renamed that we have been pressured to act accordingly.  You are the consumer.  You are 100% of this economy.  You have not been doing your job.

George Bush makes a stupid speech after we blew up the World Trade Center, not to buckle down, save and get our economy healthy again, but to “go out and shop.”   That has to be the most ridiculous assertion in the history of ridiculous assertions.  Of course he was not speaking from a benevolent leader’s standpoint, he was speaking from the standpoint of one who is completely controlled by business.

By changing the vernacular of how the economy is viewed, businesses can create shopper drones in all of us.  Instead of worrying if our economy is actually growing, i.e. production plus distribution and consumption, we are concerned only with consumption.  If consumption is down, businesses put out the message that WE are not doing our duty as “the consumer”.  In fact, we now add government jobs as a part of the economy.

Why Government Jobs Shouldn’t Be Added in the Economic Equation

Labor Day Sucks on Unemployment

So far I’ve said that the economy is production, distribution and consumption.  I’ve hinted that government jobs should not be factored into that equation.  Some of you probably are already saying that government jobs and actions are so huge that it would be crazy not to include it in the economy.

The very idea that the government is so large and allegedly takes up a majority of the economy is preposterous to begin with.  The government shouldn’t be so large as to even factor into the economy.  There are 308 million regular Americans.  There should be no way that the government dwarfs regular jobs to such a degree that we cannot avoid factoring in government jobs, to reach an adequate accounting of the economy.

Why am I so adamant about not factoring in the government into the economy?  Simply put, the government produces nothing of its own.  A normal American can buy land, plant crops, have someone deliver them to the stores and people eat the food.  The government cannot do any of that.  They have absolutely no money of their own.  We are made to think that they do, but that is not the case.  If we come to believe the government produces its own goods and services and does not rely on taxes, then businesses, who are in bed with government, can win this war of mind control of “the consumer”.  They can make us all feel like this government, which is bursting at the seems, is necessary and should be observed, but only through the lens that they supply us with.

Labor Day Consumer and The Second Depression

Many are refusing to say the “D” word, depression.  Oh, infotainment news outlets will readily say “we are in a recession,” but they will never say we are in a depression.  Why the charade?  They think that if they say the word depression, old timers will come out in droves and tell everyone to stop being bone heads and stop spending their money.  They think that if Americans were told the truth they would cease to be consumers and start being adults.  They are afraid that everyone would wake up to the reality that we are screwed 6 ways till Sunday, and Sunday is no guarantee of relief.

Businesses are hedging their bets and pulling out the stops to make sure all the commercials and infotainment news gets out the word to consume, consume, consume.  Labor Day is supposed to ring in the “shopping season”.  Yes, not only are we consumers, but now we have a shopping season.

Happy Labor Day, Take the Day Off

Stop the madness!  Wake up!  We are not mindless shopper drones.  Instead of spending money, this economy cannot afford to be spent, save your money on Labor Day.  We need every American to stop spending needless money.  We need to go back to a creditor nation, instead of being a debtor nation.  We are literally beggars in the richest country on the planet.  We need to stop buying cheap Chinese or Asian crap and build up our savings.  We are in a depression, not a recession.  House prices are in free fall.  Gas prices are skyrocketing, food prices are soaring, car sales are in the dumps, parts of the country are jobless.  If these aren’t enough to wake you up, I don’t know what else could.  There are parts of the country where 1 in 3 people are out of work.  You sit in front of the news and expect to hear this?  Never!  They are not going to “report” this.  We are being sold down the river by business and the government.  Noone in power is safeguarding the real economy.

We’ve pissed away manufacturing.  We’ve pissed away production.  We’ve pissed away innovation.  We’ve even made it illegal in some parts of the nation to care for ourselves, i.e. take care of the poor on our own.  You think that’s because it’s safer to have the government do it.  No, it’s designed that way, to eventually get everyone to rely on the government.  First it was the poor, and now it’s the jobless.  Remember and realize that people making $50,000 a year are on unemployment.  Not everyone who is jobless worked at McDonald’s.  Real people with real jobs are down for the count.

Instead of taking your hard earned cash and giving it away, you need to carry it to your local credit union and put it into a savings account.  And don’t listen to those sheisters who talk about bad return on interest, you were going to give that money away to begin with.  We only need 10% of the population to start saving, and i mean really saving, to turn this economy around.  Yes, if 30 million Americans would stop using their credit card, debit card, and put the money into savings and ate at home, we’d be out of this slump in a year.  But, we’d need to keep doing this always.

If 10% of the population returned to being responsible creditors our economy would change.  At first it would be painful, but what we have right now is UNSUSTAINABLE.  We cannot continue to be mindless shopper drones and not fall off a cliff.  At some point, some of us have to actually be the adult and go to work on Monday and put away some money for our “nest egg”.

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