Sugar Company Goes Financial?

Mauritius Sugar Firm Ups Stake in Swan Insurance

PORT LOUIS (Reuters) – Mauritius’ leading sugar producer, Harel Freres Ltd. (HFL) said on Thursday it had bought additional shares in Swan Insurance Company, making it the firm’s biggest shareholder.

Mauritian sugar firms have sought to widen their revenue sources after the European Union ended its guaranteed price for African, Caribbean and Pacific (ACP) sugar.

The final price cut took effect in October 2009.

HFS Chief Executive Cyril Mayer said his company had increased its stake to 43.8 percent from 26.8 percent in the leading insurance company.

Shares in HFS climbed 2.7 percent to close at 38.50 rupees on Thursday following the announcement.

“The market reacted positively as the sugar company had diversified into financial services,” Kishen Nadassen, Senior Research Analyst at Cim Stockbrokers said.

HFS has also expanded into energy production, alcohol production and property development.

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You Didn’t Read the Health Care Bill Did You?

Clapping as Congress Takes Away Your Constitutional Rights

So I warned you and told you and beat my head against the keyboard, but you didn’t listen, nor pay attention. Everyone stood up and cheered. Everyone gave each other big high-fives. Everyone congratulated each other. Everyone, that is, that did not actually read the Health Care Reform bill (hcr). The congressional democrats stood up and spoke generalities and accused republicans of being monsters and heartless and how this bill was historic and momentous. They told stories of little old ladies dying from paper cuts, that if she just had health insurance, could have been prevented. They were incensed when republicans stated that 80% of veterans were against the bill. They stole more time on the floor than republicans did. And when the votes were cast and the bill was passed, they all patted each other on the back.

You, yeah you, stood up and cheered with them. You thought you got something you did not have yesterday. You somehow thought it was a brighter day and everyone was going to walk into the sunshine. You listened to the congressional democrats and laughed and cried with them. You were so moved that you were proud to have voted for Obama. You thought to yourself, finally we have universal health care in this country. That little boy down the street with that rare cancer is now going to go see the doctor next week and be cured.

Well apparently you did not actually read hcr. Apparently, you watched CNN, ABC, CBS, NBC or MSNBC and believed everything they said. Apparently you thought the word universal meant everyone would now somehow freely get health care. Apparently you did not realize that 80% of Americans already have health insurance. Apparently you believed them when they kept quoting that 30 million Americans did not have health insurance. Apparently you did not realize that 30 million Americans do not want health insurance, because they can pay for medical costs out of their pockets. Apparently you let them use and abuse your ignorance into thinking what they wanted you to think: 30 million uninsured must mean poor people who cannot afford health insurance. Apparently, you did not read hcr.

I’m sure it would be great to have real hcr. Had you read this bill, you would know that it forces every American to purchase insurance, whether they want to or not. If they do not buy insurance, they are fined and the IRS has the authority to come after them. It also forwards state sponsored abortions at tax payer expense. Everyone is assessed an abortion tax to pay for abortions, regardless of their own individuality or religion. It also forwarded illegal immigrant health care at tax payer expenses. Everyone is forced to pay for illegal immigrant health care. A health care professional cannot ask citizenship questions. They have to treat everyone that walks through the door. It removes half a trillion dollars from medicare. [haha seniors got screwed] It costs $1 trillion over 10 years, extra. Everyone is taxed 10 years, but coverage does not start for 4 years, yes you get 6 years of coverage for 10 years of pay. It reduces college student subsidies and raises education costs. It tacks on 10 extra taxes that did not exist before.

So while you were standing applauding thinking you got that sweet French universal health care, you simply got screwed. Now your constitutional right to privacy has been breached. Your constitutional right to be safe in your person has been discarded. Your constitutional right to not have your property taken from you has been disbanded.

Those that did not pay insurance before will now be forced to pay it. Like me. Unemployment will rise, because businesses will all, now be forced to cover employees. Why cover someone, when you can just fire them? The recession will finally turn into a depression. Those that are already unemployed will be forced to pay for insurance. Can you say homeless?

So you did not read the hcr. So you stood up and clapped for it passing.

Let me ask you. Did you ever stop to think that maybe some freedom loving Americans never wanted to pay for someone else’s hospital bill? Did you ever stop to think that maybe some freedom loving Americans never wanted to pay for someone’s abortion? Did it ever occur to you that forcing someone that gets up at 5 a.m. and drive to work, work all day, and come home and put food on the table, does not want to pay for someone else’s abandoned kid?

Did you ever stop to think, “this is not what congress is supposed to be discussing.” Did you ever stop to think, “congress is supposed to protect us from enemies, write treaties, negotiate foreign trade, not manage health insurance.”

No? Well then maybe instead of reading hcr, you should read the constitution.

By the way, 2/3rds of the states have already lined up to sue the federal government over this unconstitutional bill, since the states have to pick up the tab anyway. 2/3rds is the exact amount needed to add an amendment to the constitution. Ooops, party is over.

Oh and in case someone spouts, “this will reduce the deficit.” The congressional budget office has come out and said, squarely, with doc fix the deficit will rise about $238 billion. Have a nice day, liars.

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Unemployment Extension Bill "Halted" by Senator Jim Bunning

Not a Filibuster

If you have been paying attention, the unemployment insurance bill that had previously extended unemployment benefits for about a year expired February 28th of this year, 2010. Senators went on a quick vacation before extending unemployment insurance yet again. The economy has not picked up and unemployment numbers have gone up, not down. For millions of Americans unemployment is putting food on the table and keeping them from going homeless. Whole families are depending on these unemployment checks. All because the financial crisis was engineered by Wall Street bankers, congress and the Federal Reserve to begin with.

Why do i say engineered? Briefly:

• wall street engaged in packaging derivatives which were completely unregulated. In these derivatives they bundled together unsecured mortgages which were obviously of questionable value. they then also sold insurance, which they were careful not to call insurance to avoid regulation, in the form of a credit default swap. When those derivatives failed then the credit default swap, or insurance or “side-bet” which is what it really was, were called in, to the tune of $70 TRILLION. Instead they went to congress and the federal reserve.
• The federal reserve knew that these credit default swaps were happening, and even encouraged it. The federal reserve, you see, is a private bank. The federal reserve does what it can to make itself money. When the big players on wall street got involved in these CDS’s the federal reserve pressured the securities exchange commission to remove regulations banning side-bets, they even went so far as to prohibit states from prosecuting, under gambling laws, firms that engaged in these side-bets
• congress, under Bush and Clinton, pushed forward a policy to generate more home ownership, regardless of the cost. They gave the OK for “no money down” and “interest only” loans on housing. They also looked the other way for people signing up for loans with no proof of income. The federally backed Fannie Mae and Freddie Mac ballooned by a factor of 12 in mortgage backed loans. They also loosened their requirements in lending to people with NoIncomeNoAssets or ninja loans. This sent out a clear message to private lenders that if Fannie and Freddie can do it, and they are backed by the Federal Reserve, then they too would do it.

When the $70 TRILLION hit the fan, wall street turned to the Federal Reserve, their buddies [not their regulators] to bail them out. The Fed then turned to congress and threatened congress. The entire house of cards came crashing down. But, here’s where it is evil:

There was no need for them to all of a sudden call the $70 TRILLION in.

They could have literally kept going for another 100 years playing their shuffle money game. They staged the bailout because they wanted real money. You see all that CDS’s and derivatives were all on paper. No money changed hands. Money only came into the picture when they forced congress to pay them. They then scored the biggest criminal hijacking in the history of the world.

What does that have to do with unemployment? When they called in their favors at the good old Fed, they shut down the U.S. economy. Then the tremendous, off the richter scale, aftershock, ripple effect started to happen immediately. As soon as the announcement happened on the news, businesses started to close down. The housing industry and construction, nearly shut down overnight. All of those people that used to have income, who now didn’t, stopped making their purchases. That first ring of people who they purchased from immediately dried up as well. And, those that they bought from dried up. Until you have stuff like technology companies laying off people, who had nothing to do with housing.

All engineered.

With one fell swoop, wall street marched into Washington and stole trillions of dollars and in turn shut down the economy and put people into poverty. They stole whole sectors of pension funds, retirement accounts, 401ks, life savings.

Now, let no one be mistaken, someone who had a $80,000/yr income, who is suddenly out of work, needs that unemployment insurance.

This economy is not going to recover any time soon. In the mean time Senator Bunning, who is Republican senator of Kentucky, a state in the top 25% unemployed, is “halting” the process to extend unemployment insurance. His excuse is that he wants to know where the $10 million is going to come from.

Senator, $10 million? Really? Let me run some numbers by you that you voted for, without question.

U.S. Foreign Aid In millions

1. …………….Israel….Egypt….Haiti
2. 2006…… 2,520…1,795…163
3. 2005…… 2,985…1,819…125
4. 2004…… 2,624…1,863…101
5. 2003…… 2,700…1,915…26
6. 2002…… 3,120…2,075…31
7. 2001…… 2,813…1,990…48

How about instead of sending economic and military aid in the BILLIONS annually to other countries, maybe you could take time out and send aid to your own damn country.

But wait there are more numbers.

• Iraq war cost since 2001 $ 709,571,100,000
• Afghan war cost since 2001 $ 256,688,600,000

And the number hoovers around $1 trillion annually just in Iraq alone. The money is going into the pockets of big contractors mostly, i.e. more wall street buddies heisting the American public, which spouting rhetoric about patriotism, freedom and walking away from a war with our tail between our legs.

Senator Bunning wants to play games? I’ll play his game. SHOW US YOUR INCOME CHECKS. Let’s see who’s paying him. Everyone in the senate, tell us what promises you were made to keep the war going. Tell us what promises you were made to do the bailouts to wall street.

AIG just paid its executives bonuses. They are now headed to Washington to ask for another bailout. Senator Bunning are you going to “pretend filibuster” on AIG too, or are they your buddies?

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The Excellent Parent: Part One

Before You are a Parent

[this is a series I’m starting purely based on my own personal opinion. I have strong opinions. If you are offended by my conservative outlook on parenting, then I recommend right now that you do not read any of this series. You have been warned. However, this series come from the heart and is intended only to benefit those who would harken to my message.]

The excellent Parent starts well before you even have a child, even before conception. While I understand the educational system is poor, I must stress that you read that sentence carefully and consider every word. I said the “excellent” parent. Some people are confused by: adequate parents; passing parents; OK parents; mediocre parents. Those parenting skills are not the one’s I am concerned with here. The parenting I am talking about are the excellent parents. The entire series is dedicated to defining what an excellent parent is. The excellent parent starts well before you have a child, or even conceive a child. Let’s start from the very begining.

The Joys of Sex

Absolutely no one, and I fear religion is included in this these days, is talking about conception. Oh, they write books upon books about sex, but they don’t talk about conception. It is so in vogue to talk about sex, good sex, bad sex, sex based relationships. They even talk about “if you are not having good sex you should end the relationship”. Really? Let’s talk about wisdom for one brief instant.

Anyone who tells you that the basis of your criteria for your relationship with another human, a guy for a girl or a girl for a guy, that should be based on the performance of sex, for the sake of sex alone, does not have your best interest at heart.

That is wisdom. You might not recognize it, because wisdom is not in vogue these days. It it not “cool” to speak from a knowledgeable perspective. Everyone wants to sell you their books, but no one wants to tell you what you “ought” to hear. They want to be sensational and gossipy. That sells. Sex sells. Conception doesn’t sell.

I am only going to tell you what your father or mother or grandfather or grandmother should have told you. Everyone is so touchy these days that I bet grandpa and grandma are afraid to open their mouth, for fear they might get yelled at, or worse not be spoken to for the rest of their short lives. Oh yes, people get angry when you tell them sex is not the basis for a relationship, but the basis of conception for a child.

Sex is not the basis for a relationship. Sex is the basis for the conception of a child, the starting of a family, the passing on of your genes.

There, no one can say I did not do my duty to tell you what you ought to hear or ought to have heard. Ok, so the concept of the excellent parent is understanding that the basis of there family begins with sex. Sex ought to lead to children. Sex ought to lead to conception of a child. Sex ought to be planned, to optimally have the best potential for having a baby. So knowing this the excellent parent plans for their family before they have sex.

What Considerations Should the Excellent Parent Look At Before Having Children

Of course, everyone knows that money should be the first consideration before starting a family. I live in the U.S. and money makes the country go around. Other parts of the planet, I’m not concerned with. Money is a reality of the American family. If you do not plan for the monetary impact having a family will have on you, you are a poor, if not, bad parent. The excellent parent then will make sure that money is no object when it comes to being able to provide for:

• the impact of a child in the home
• the impact of one of the spouses staying home from work to take care of the child

The second consideration is an immediate concern, and not a long term concern. In a perfect world the mother would never go to work after having children. This is not a perfect world, but you can still be an excellent parent even in this broken system. [for those upset about the sexism in that statement, it is a fact that mothers have a nurturing spirit. embrace that nurturing spirit and do not sell your children short because of your own hangups. a child nurtured by a mother will be far more ahead of the game than otherwise. think about your children and not about your own issues.]

So what can you do to tackle the money issue if you are to be an excellent parent. Let me present several options [this is from a woman’s perspective]:

• marry a man with a high education [this is by far the easiest to do. you can simply go to college yourself and be on the lookout for the smarter, go-getters in school.]
• get an education and only date someone of your educational level yourself and marry such a person
• marry an older man [while I don’t believe in divorce, and this may push you to marry someone who is most likely divorced, it is the case that an older man is more likely to be well established and have money. lately though, men and women are not marrying until later due to the pressures of getting money to stay alive.]
• absolutely plan for the best possible profession or start a very lucrative business. [such women will usually attract a like minded man, if not one with more money. and, such women will meet men who are not intimidated by a successful woman, since they will likely be as successful.]

Notice, I did not hold anything back. These are things your wise mother or grandmother might tell you, as she pulls you into a quiet room when you’re 17 years old, and whisper in hushed tones. This is definitely something you do not hear. Options for a man? The very last option on the list. An excellent man, will plan for an excellent life and lifestyle. Wife and family should follow naturally with a plan of excellence of good living. A man should meet an excellent wife, if he plans his own life around good living.

Money is not the end, but a means to an end. The quest for money is not supposed to be the be all end all, it is supposed to allow you to have far more leverage with your life than someone with less money. That is just a reality. [do not read into this, to mean that poor people should not have families. poor people however cannot by definition be excellent parents. that is some brutal honesty. notice so far I have not mentioned love, not even for a second. I assume that all parents should have love for their children. If they do not have love for their children, then they do not deserve children.]

Why do you need money to be an excellent parent?

• if you are going to have a midwife birth or a hospital birth then there are those expenses, and they can be major to someone unaccustomed to such point blank expenses.
• prenatal care has expenses
• infant care has expenses
• preschool has expenses
• school has expenses
• college has expenses
• children’s lifestyle has expenses
• children’s healthcare has expenses

This is what money takes care of. If you are to be an excellent parent then, you have to plan to be able to cover all of those expenses.

For this part one of the series, we are concerned with planning of the family and conception. Do you have a home that can accommodate an infant/child or a second or third or more child? The home itself has to be able to accommodate them. Are you in an area that is accommodating to children? Are you going to homeschool your child?

In the best of all worlds, the excellent parent has a large house that can accommodate a child or more children. The excellent parent should prepare to homeschool their child. Hands down, homeschooling is the best education a child can get. Homeschooling affords you complete control over what is fed into the brain of the child. So, in this pre-conception stage you can prepare to seek education and certification in your city / state to homeschool your child. This is also and expense that money covers. If you plan on being an excellent parent, then homeschooling should be your goal for the education of your family. Plan for it and build it into your budget.

Conclusion

What have we covered?

• sex is not the basis of a relationship, it is the basis of conception for having children. this gets rid of the entire complication in a relationship over the matter. your relationship happiness should be based on issues that are cerebral not physical. your relationship with your spouse will be far more fullfilling if you approach it from that perspective.
• plan for a family before you have a family.
• plan for the expense of a family from the beginning
• think about real options of who you marry based on monetary absolute necessities. money is a reality in America. that is not to say that you should seek a spouse based on money, but that you should put yourself in a position to date and marry a spouse where money is not an issue.
• plan for the education of your family before you even have a family. there are so many people wanting to indoctrinate, instead of educate your child. take control of your family’s education before they are tainted with public education.

This ends part one. I reserve the right to revise this part. Return from time to time to see updates on this part. Leave comments. I am completely open to discussion.

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Is Health Care a Right or Privilege?

Health Care: A Human Right or Payable Privilege

There is a raging health care debate going on right now. We have a grand melee being played out in the national news and in congress. We see before us in the arena “conservatives” fighting against “liberals”. When in fact they are both being paid for by health insurance.

Fact: The health insurance lobby paid out $512,042,660 in 2008.
Fact: in May of this year 2009 they paid $1 Million in advertising alone.
Fact: no one who sits on the congressional board debating the health care issue can propose a solution without health insurance as not being in the option.

It occurred to me that you hear a lot of American Medical Association [ which only represents 36% of all doctors ] being put forward as being for or against various parts of the debate, all with health insurance as the end option.

Before you can tackle any of these debates you have to answer one single question:

Is health care a right given by God or is health care a privilege you have to pay for out of your own pocket?

Once you answer that question it separates everyone in the debate. Those who believe it’s a right stand to the left and those who believe it’s a privilege stand to the right. We are consistently putting the carriage before the horse. You can’t have a real debate about health care reform without first knowing where you stand on that single question.

I’m going to go out on a limb and make some assumptions about those who would answer that question.

If Health care is a privilege

For those that feel health care is a privilege, they are essentially saying that, you must pay your own way for health care. In whatever form that takes is immaterial. The fundamental principle is your health care is coming out of your pocket, either paid for on your behalf or directly out of your pocket. These people would also believe that providing health care is a business and should be run at a profit. Medical schools are a business and should operate at a profit. The cost of medical school then by its nature assumes that since health care is a business and one that generates lots of money then going to medical school is a privilege and thus the cost to go to medical school should reflect the high cost of this profession. Of course the medical schools then charge according to their own prestige. Either the privileged would go to medical school or those willing to go into tremendous debt. As such doctors coming out of medical school more often that not would have this huge debt they have to pass on to their customers / clients i.e. patients. This is the essence of the health care is a privilege mind set. You must pay and you get what you pay for.

A dark side of this is that, since you think health care is a business, you would never do anything to hurt the business. You would influence food manufacturers to continuously degenerate food products. You would influence drug manufacturers to not produce remedial medicines, but only treatment systems. You also would make absolutely sure that prevention is never mentioned nor made popular. You would get your fingers firmly grasped around government so that health care was always subsidized and health care costs could rise unchecked. You would make sure the insurance industry was also in on the game and for the advancement of pricing and not prevention of prices.

I don’t point out the dark side of this side of the question of privilege as being bad, but it’s just as factual observation.

If Health Care is a God Given Right

For those that feel health care is a right, the question then falls to the question of payment. They feel that it is unfair that someone suffering from a catastrophic illness should have to reach into their own pocket and pay for it. They feel that the exorbitant fees could render most people completely insolvent and they think that is unfair and unjust. They don’t think payment should come out of pocket for your own personal health care. They think that we all should share the burden for health care. Essentially the young are paying for the old.

While I mentioned a dark side to health care as a privilege, it is not true to say that health care as a right is the exact opposite and doesn’t share the dark side of health care as a privilege. In a perfect world it would, however that’s not the reality.

Why? Because the people manipulating the system is on both sides of the fence. Nationalized health care is nearly dead in America. This shows you exactly who’s in control of the debate. If health care were a true God given right, then those promoting it would feel: prevention would be the primary focus of medicine; complete cures would be the next important focus of medicine and pharmacology; there would be no treatment systems; cures would be the focus of all pharmaceutical research.

Sadly if those were the true tenants of health care as a right, the medical industry would rebel. I’ll say this right now: there are cures for aids; there are cures for cancer; there are prevention for cancer. No one in the industry wants to reveal it because those two together account for trillions of dollars in revenue each year.

Personally I am not on either side of the fence for this question. I really don’t know what to think because regardless of how you fall on the question there is no one fighting for the right of people to live without tyranny. If you understood that sentence you’re ahead of the game.

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Don’t Be Scammed by Obama’s Health Care Plan

The Obama Health Care Plan

The core of Obama’s Health Care “Reform” Act is based on whether or not you’re covered by insurance for health care. In fact today, people consider it a forgone conclusion that health care = insurance. You ever get into a dick waving contest with a bunch of your yuppie friends over health care, as a sign of how well your company treats your or negotiates? “What kinda health care does your company offer?” “What deductions do you have to pay out of your paycheck?” “Does your company insurance cover everything?” “My company’s health care insurance is so good, my daughter got a boob job from it.”

In fact the media, using it’s normal scare tactic, has completely couched all of its coverage of the bill in terms of health care = insurance. There’s not even a logical argument that goes before it. They completely make us assume that, that’s the only way to get health care in America.

What does that mean? It means, they assume you’re too stupid to realize insurance isn’t necessary for good health care. In fact they assume it so much, that they make it a forgone conclusion. They print stories like:

“For the staggering 46 million Americans lacking health care coverage, the uninsured will have the opportunity to select a plan from a menu of private and public options –similar to the way members of Congress choose their coverage.”

Wait, you mean to tell me that 46 million people don’t have health INSURANCE, not, health care. The two are not mutually exclusive.

Obviously the person winning in this entire debate is: INSURANCE COMPANIES. They bought “the Clintons”. Obviously, since they repeatedly tried to push it through congress. Now they have Obama in their back pocket.

You don’t need insurance to have health care. The only thing you need for health care is money. I’m sure many of you are shaking your head right about now.

“millions of Americans go bankrupt due to health care costs”

More media scare tactics. Let’s go over the history of insurance briefly so everyone isn’t rattling in the dark.

The History of Insurance in America

The first insurance to arrive in America was for housing. It was fire insurance, seeing as houses were built entirely of wood. Let me point out a little point of business and government commingling, at this early stage, 1752 to be exact. The insurance company, in order to maximize profits, wouldn’t insure houses that were too close to each other. Building contractors built houses as close to each other as possible, so they could put as many houses as they could on their properties. So really this is a head to head battle between the insurer and the builders. Who won? The insurers. They got Ben Franklin to back them. So much so, that the states adopted “building codes”, to avoid “fire hazards.

During the industrial revolution, you saw an explosion in insurance products: life and business insurance. Many ponzi schemes popped up. Companies, couldn’t even cover premiums were taking from new policy holders to pay off old ones.

The scandals were so GREAT that finally the government put its foot down, in 1935. It created social security. Awww you thought social security was to help the poor starving citizens didn’t you, all this time. You fool. They saw an easy way to grow government almost times 20 with one piece of legislation and everyone rushed at the idea. And, by grow government, I mean taxes skyrocketing 20 times worth.

“oh but they didn’t raise taxes during the great depression.” Idiot, they went off the gold standard and inflated the dollar beyond belief. Inflation is a tax. Repeat after me: INFLATION IS A TAX. You have no say so in inflation do you? No you don’t.

By creating social security, the government essentially robbed a major portion of insurance products right out from under insurance companies.

What is Insurance?

Insurance comes in 2 forms: catastrophic unforeseeable event or a foreseeable event that must occur. The first type is like your fire insurance. It is unlikely to happen, but in the event that it does, you’re covered. The second type is like your life insurance, because you will definitely die.

Do you see health insurance fitting either of those two? I mean the modern version of health insurance. Let me take you back one year to the “financial crisis.” What did everyone say the cause was? Cheap money, readily available, that everyone spent like a drunken sailor.

Ok if you have an air of cheap money, that’s readily available, that everyone spends like a drunken sailor, that must = bubble. Right? Of course. That by definition is a bubble.

Take a look at health care insurance right now. Your company gives you the “opportunity” to buy into the policy, and what’s the first thing you and your doctor does? You and your entire family go get check ups, dental cleanings, glasses refitted. Any little thing you rush to the doctor and put it on your insurance bill. The insurance company is happy to serve you.

“What could be wrong with that?”

By creating health insurance that is geared towards every day use, the insurance companies and the medical industry got together in a room and agreed upon how much to charge YOU, or “on your behalf”. Fog clearing yet? So instead of a check up being $5, the check up is now $100.00. OMG WHY? Because now the insurance company can charge you, or your company, through the nose. The medical community doesn’t raise the price one cent without first consulting the insurance companies. So now the people without insurance have to pay $100 for a check up, because that’s how much the rate is.

What does that have to do with Obama? Social Security… guess what, sat in a room with the medical community and agreed upon how much to charge YOU, or “on your behalf.” By so doing, the politician gets kudos from voters thinking he’s so great. When in fact he just jacked up the price 20 times. And, now he doesn’t raise taxes he… say it with me… raises inflation, which is… a tax.

Fog clearing yet?

Now instead of just social security, Obama wants an state sponsored program to bring insurance to everyone. Awww, that Obama is such a nice guy. But, wait, if there are 46 million Americans who don’t have insurance, could it be that 46 million Americans die every year? BINGO! No, they don’t. They do their own thing and negotiate prices with their doctor / dentists. And, their dentist / doctor negotiates prices with them. HOW DARE THEY?

Ve haf to put a shtop to zis, zis instant.

Welcome to the Obama health care plan. Under the Obama plan, these rogue doctors and dentists would be forced to stop this negotiating. All the lost sheep would be brought into the fold.

Oh did a light bulb go off just now?

“You mean to tell me doctors / dentists can negotiate prices?” Yes, if the government were not involved in any form of health care, the market would dictate prices for every procedure. If you only purchased health care for catastrophic events, your insurance premiums would be drastically reduced and heal care would be affordable for everyone. The so called expensive procedures wouldn’t be out of reach for everyone.

This bill is an insurance scam. It is the greatest ponzi scheme ever invented by mankind. Please go ask your doctor if there was a time, long ago, that patients could come into the office and negotiate medical prices. If he’s honest with you, he’ll tell you it is true.